Welcome to Open Enrollment!
Choose your benefits for 2026
Open Enrollment is your once-a-year opportunity to elect or make changes to certain benefits without a qualifying life event. You can make changes to Medical, Dental, Dependent Care Flexible Spending, Legal, Critical Illness, or Accident Insurance. Also, this is your opportunity, if eligible, to elect your employee Health Savings Account (HSA) contribution amount for the upcoming year (if no HSA election is made, default is $0.00).
Whether you choose to keep or change your current benefits, review the sections below to find out which benefits you will need to elect during Open Enrollment.
If you need assistance with logging into your account or making your elections, contact ADP at 1-800-211-3622.
Open Enrollment is available
October 15-31, 2025
Click below for details on how to register and elect your benefits via ADP.
Exciting News for 2026!
ORNL is introducing a second medical plan to salaried monthly and non-exempt weekly employees to give more choices in coverage. The addition of this new variable copay plan will provide choice, allowing you to select a plan that best aligns with your unique health requirements.
ORNL will be offering a Health Care Flexible Spending Account (HCFSA) to all employees except casual employees and those employees that are enrolled in the Consumer Choice Plan and are eligible for the Health Savings Account. The maximum contribution to the (HCFSA) is $3,300.
ORNL is offering a Hospital Indemnity Plan to all employees. This plan offers supplemental insurance in the event of a planned (birth) or unplanned (emergency) hospital inpatient stay.
ORNL Benefits & Wellness Fair
Attend to learn about your benefits and ask questions of representatives from UnitedHealthcare, Express Scripts, Delta Dental, VSP Vision Care, the WellOne Clinic, and the ORNL Benefits team.
Thursday, October 23, 10:00 a.m. – 1:30 p.m.
Main Cafeteria (Building 5200), Main Street (Building 5700), and the
Tennessee Rooms A & B (Building 5200).
During Open Enrollment
- Elect your personal HSA contributions via payroll deduction to begin in January. You must reelect your contribution each year.
- Do nothing and keep your benefits the same
- Enroll in or change your medical and/or dental coverage
- Add or remove dependents on your plans.
- Enroll in the Hospital Indemnity Plan or the Health Care Flexible Spending Account.
- Elect or cancel legal insurance, critical illness, or accident insurance
Elect a Dependent Care Flexible Spending Account (FSA), if eligible, and set your annual contribution amount.
Whether you choose to keep or change your current benefits, review the sections below to find out which benefits you will need to elect during Open Enrollment.
