Critical Illness Insurance Offered through MetLife
Employees can elect several types of voluntary insurance coverage. If you elect to purchase any of these additional voluntary benefits, the premiums will be deducted from your paycheck on an after-tax basis for critical illness and accident insurance.
Critical Illness Insurance
Critical illness insurance is a special form of insurance that provides policyholders with a lump sum payment in the event of a catastrophic diagnosis. The policyholder can use the money they receive however they like. Many put it toward medical bills while others use it to replace lost wages while they go through recovery. Types of illnesses covered included are (but not limited to) heart attack, cancer, organ transplants, Parkinson’s Disease, and ALS.
Employees will be offered a choice of the following benefit amount options: $15,000 or $30,000.
The cash can help you focus on getting back on track. Best of all, the payment is made directly to you and is paid regardless of any other insurance you may have. It’s yours to spend however you need, including for your or your family’s everyday living expenses.
Health Screening Benefit
MetLife will provide an annual Health Screening Benefit of $100 per calendar year for taking one of the eligible screening/prevention measures. Claiming your benefit is easy. The Health Screening Benefit is not available in certain states. Review your Disclosure Statement or Outline of Coverage/Disclosure Document for specific state variations and exclusions around this benefit.
Contact ORNL Benefits
(865) 576-7766
[email protected]