You may enroll, cancel, or make changes to your AD&D insurance anytime during the year. No qualifying event or evidence of insurability is required. AD&D Insurance is available on an optional contributory basis. Coverage is available in increments of $10,000 from $20,000 to $500,000 (maximum of 10X salary). It can provide extra financial security for you and your family in the event of accidental death, dismemberment, or paralysis. Additional benefits payable as the result of a covered injury that results in a covered loss include but are not limit to:

• Day Care Benefit
• Higher Education Benefit
• Home Alteration and Vehicle Modification Benefit

AD&D Insurance benefits are paid in addition to any other life and accident insurance benefits you are eligible to receive.

Enhancements For 2024

• Removing the reduction in coverage amount due to being age 70 or older.
• Adding a Burn Benefit, Parent Care Benefit, and Surviving Spouse Benefit.
• Increasing the Carjacking Benefit, Paralysis Benefit, Spouse Employment Training Expense, and the amount the employee can convert to an individual policy upon termination